To enhance the financial future of our members.

Real Estate

Are you planning to buy, build, or refinance? Would you like to finish some home improvements or use your equity to consolidate bills, or pay for education or wedding expenses? Pioneer has the right loan for you with terms to fit your individual needs.

* Fixed rate first mortgages.

* Fixed rate second mortgages.

* Construction Loans.

* Variable rate Home Equity Line of Credit (Freedom Line).

You may have a unique borrowing need falling outside the real estate options at the credit union. If so, the Mortgage Division of Pioneer Financial Services may be able to fulfill those needs. Give them a call at (208) 587-3357 or (866) 581-1300.




Real Estate Loan Amount Financed Term Annual
Percentage Rate
1st Mortgage 80% Loan To Value up to 15 Years 5.39%
2nd Mortgage 80% Loan To Value up to 15 years 6.19%
HELOC - Freedom Line 90% Loan to Value Draw 8 yrs, Amort 18 yrs 4.75%
2nd Mortgage 90% Loan To Value Up to 15 years 6.99%
Construction Loans Call for details Call for details Call for details
Rates As Of April 24, 2008

All rates are subject to change as a result of Board of Directors' action.