| Minimum Balance Requirements: |
none |
| Direct Deposit Services: |
 |
| Automatic Transfer of Funds to Loans: |
 |
| Monthly Service Charge: |
none |
| Dividend Period: |
monthly |
| No Per Check Charges, Unlimited Check Writing: |
 |
| Overdraft Protection: |
available |
| Free access to accounts via Pioneer@Home: |
 |
| Free 24-Hour Telephone Teller Access: |
 |
| Use Visa Debit Card: |
 |
| ATM Access Card: |
 |