To enhance the financial future of our members.

Overdraft Protection

Now you can have the added assurance that your checks will be honored. Protect your transactions with the convenience of an Overdraft Protection Line of Credit.

Access your Overdraft Protection Line of Credit four easy ways:



Phone: 208-587-3304 Press 5
Written Request: PFCU, 250 West 3rd South, Mountain Home, Idaho 83647
Telephone Teller: 208-587-1140 or Out of Area: 800-299-8231
Online Service through Pioneer@Home.
Credit Limit $500 - $3,500
Advances On overdrafts will be done in $50 increments.
Payment Details Payment Due Date 15th day of every month. Minimum Payment $5.00 per hundred dollars borrowed or any fraction thereof, $25.00 min. payment.
Type of Payment Cash or Check/Telephone Teller/Pioneer@Home/Automatic Transfer
Late Fee 20% of the interest due will be imposed 15 days after the due date, min. $12.00, max. $25.00
Advance Fee $0.95 per transaction.