| Minimum Balance Requirements: |
$1,000 * |
| Monthly Service Charge |
none (w/ minimum $1000 balance) |
| Access w/ Visa Debit or ATM Card: |
N/A |
| Direct Deposit Services: |
 |
| Automatic Transfer of Funds to Loans: |
N/A |
| Dividend Period: |
monthly |
| Free access to accounts via Pioneer@Home: |
 |
| Free 24-Hour Telephone Teller Access: |
 |