Idaho Medical Savings

Minimum Balance Requirements:	$25.00
Monthly Service Charge (w/ minimum account balance)	none
Access w/ Visa Debit or ATM Card:	NA
Direct Deposit Services:
Automatic Transfer of Funds to Loans:	NA
Dividend Period:	monthly
Free access to accounts via Pioneer@Home:
Free 24-Hour Telephone Teller Access:

Minimum Balance	Annual Percentage Yield
$25.00	1.65%
Rates As Of April 1, 2008

* Minimum balance to avoid service fee.
All rates are subject to change as a result of Board of Director's action.

An Idaho Medical Savings Account (MSA) allows you to save for medical expenses and nursing home costs while reducing the amount of Idaho income tax you owe. You may contribute up to $2,000 for a single person and $4,000 for a joint return. These deductions can be taken only on your Idaho income tax return; they do not apply to federal returns. For further information, please consult your tax advisor or the Idaho State Tax Commission at (800)972-7660 or (208)334-7660.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.