IRA's

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IRA Daily Savings

With our IRA Daily Savings Account you can receive a tax-deferred savings of up to $4,000 per year. Higher limits are available if age 50 or older.

Minimum Balance	Stated Rate	Annual Percentage Yield
$25.00	3.45%	3.50%

Rates As Of April 1, 2008

Roth IRA Savings Account

The Roth IRA is an excellent opportunity to save for your retirement, your first home, and/or college expenses. Unlike a traditional IRA, there is no age limit on making contributions. You simply need to earn income equal to the amount you contribute up to a maximum of $4,000 ($8,000 combined for spouses). Higher limits are available if age 50 or older. If you satisfy certain conditions, you can withdraw your Roth IRA funds tax-free and/or penalty free. 1 Roth IRA Certificates of Deposit are available with a variety of terms and rates.

Minimum Balance	Stated Rate	Annual Percentage Yield
$25.00	3.45%	3.50%

Rates As Of April 1, 2008

*Coverdell Education IRA Savings Account

An Educational IRA makes the perfect gift to educate the young and last a lifetime. Contribute up to $2,000 per child, per year.

Minimum Balance	Stated Rate	Annual Percentage Yield
$25.00	3.45%	3.50%

Rates As Of April 1, 2008
All rates are subject to change as a result of Board of Directors' action.
Withdrawals are tax and penalty free only for qualified education expenses (earnings are subject to tax and penalty for most other withdrawals).

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.