IRA

IRA Type	Minimum Balance	Stated Rate	Annual Percentage Yield
IRA Daily Savings	$25.00	3.45%	3.50%
ROTH IRA Savings	$25.00	3.45%	3.50%
Education IRA Savings	$25.00	3.45%	3.50%

Rates as of April 25, 2008

All rates are subject to change as a result of Board of Directors' action.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.