Term Certificates

30 Days Thru 179 Days
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	1.69%	1.70%
$1,000 Up To $10,000	1.59%	1.60%
$500 Up To $1,000	1.39%	1.40%

180 Days Thru 365
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	2.47%	2.50%
$1,000 Up To $10,000	2.37%	2.40%
$500 Up To $1,000	1.88%	1.90%

366 Days Less Than 18 Months
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	2.72%	2.75%
$1,000 Up To $10,000	2.62%	2.65.%
$500 Up To $1,000	2.13%	2.15%

18 Months Less Than 2 Years
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	2.72%	2.75%
$1,000 Up To $10,000	2.62%	2.65%
$500 Up To $1,000	2.13%	2.15%

2 Years Less Than 3 Years
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	3.06%	3.10%
$1,000 Up To $10,000	2.96%	3.00%
$500 Up To $1,000	2.47%	2.50%

3 Years Less Than 4 Years
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	3.15%	3.20%
$1,000 Up To $10,000	3.06%	3.10%
$500 Up To $1,000	2.57%	2.60%

4 years Less Than 5 Years
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	3.25%	3.30%
$1,000 Up To $10,000	3.15%	3.20%
$500 Up To $1,000	2.67%	2.70%

5 Years Up To 6 years
Description	Dividend Rate	Annual Percentage Yield
$10,000 & Over	3.69%	3.75%
$1,000 Up To $10,000	3.59%	3.65%
$500 Up To $1,000	3.11%	3.15%

Rates as of April 25, 2008. All rates are subject to change as a result of Board of Directors' action.

Early withdrawal penalties may apply.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.