To enhance the financial future of our members.

Service Charge Fees


Rates As Of March 26, 2008
The following fees may be assessed against your account, if any apply to your account.
Money Orders & Travelers Checks
Money order $2.00 each
Visa Travel Cards $3.00
Visa Gift Card $2.00

Checking
RETURNED CHECKS  
NSF (paid or returned) $26.00
Courtesy Coverage (paid) $26.00
Other institutions $26.00
Two-party checks $10.00
ACH return item (paid or returned) $26.00
Overdraft Protection per Transaction
(Line of Credit)
$0.95 each
Temporary checks $0.75 each
Teller check
(in excess of one per day, per account)
$5.00 each
INACTIVE ACCOUNT FEES
Balance less than $100 and no
activity for 6 months
$5.00 per quarter
Account activity printout $1.00 per page
Statement (duplicate copy) $4.00 per page
Account research $25.00 per hour (1 hour min)
Account balancing assistance $25.00 per hour (1 hour min)
Stop payments check (valid for six months) $15.00
ACH Payment $15.00
Series of checks $25.00
Stop payments ACH payment $15.00
Wire transfer(outgoing) $20.00
Copy of check $2.00
Below Minimum Balance - Select Checking
(minimum balance $300.00)
$3.00 plus $0.10 per check per month
Returned Statement (For Inaccurate Address)
Returned statement fee assessed if the member has not notified the Credit Union of address change $3.00

Debit Cards (ATM Cash, VISA Debit)
Card replacement $5.00
PIN (Personal ID Number) replacement $3.00
Surcharge None
Overdraft $26.00

Credit Cards (VISA)
Card replacement None
PIN replacement None
Late payment 20% of min. payment due, subject to a max. of $25 and a min of $12.
Over-limit $12 per billing cycle

Savings
Savings Excessive Withdrawal Fee
(Over 5 per month) Does not apply to ATM Transactions
$1.00 per transaction
Below Minimum Savings Balance fee
(minimum balance $25.00)
$1.00 per month
Automatic transfer of funds from 
Savings  to Checking-3 free per month
(This fee will be applied to your Savings account)
$0.50 per overdraft

Writs (Court Ordered Instructions)
Garnishments, levies, etc. $25.00

Fax Service (Incoming Or Outgoing)
Local: First page $2.00
Each additional $1.00
Long distance: First page $3.00
Each additional $2.00
Overseas: First page $5.00
Each additional $3.00 

Miscellaneous Fees
Collection item/sight drafts $15.00
Below Minimum Balance - Money Market
(minimum balance $1000.00)
(in excess of 3 checks cleared per month $1.00 each)
$1.00 per month