Vehicle Loans

  • Competitive rates
  • Flexible terms
  • Get preapproved before you shop, or directly at the dealership

Loan Rates

Calculators

Apply for a Loan

 

With vehicle loan rate at all time lows, now is the perfect time to buy the car, truck or SUV you've been wishing for. Just complete your application online, stop by any of our 12 branches, or give us a call. You can also refinance your current vehicle loan from another financial institution because with a loan from Pioneer, you could save big time!

Have a question or want to speak with someone about starting an application? Call us at (208) 587-3304 or start your application online right now! 

Pioneer Insurance Agency, a division of Pioneer Financial Services, L.L.C. is an independent insurance agency committed to client satisfaction and forming relationships that last a lifetime. For more information and a free auto insurance quote, please visit www.pfs-insurance.com

Vehicle Loan Rates

New Vehicles

Age of Vehicle Loan Term APR as low as*
2014 - 2015  36 - 84 months  2.49%

For example, a vehicle loan at 2.49% APR with 36 monthly payments of $28.76 per $1,000 borrowed or a vehicle loan at 2.99% APR with 60 monthly payments of $17.96 per $1,000 borrowed.

Used Vehicles

Age of Vehicle Loan Term APR as low as*
 2011 - 2015  36 - 84 months  2.49%
 2006 - 2010  36 - 72 months  2.99%

For example, a vehicle loan at 2.49% APR with 36 monthly payments of $28.76 per $1,000 borrowed or a vehicle loan at 2.99% APR with 60 monthly payments of $17.96 per $1,000 borrowed.

For rates on vehicles made before 2006, please contact us by calling (208) 587-3304, stop in any of our 13 convenient branches, or email us at pfcu@pioneerfcu.org. Please do not email sensitive information such as account or Social Security numbers.

Rates as of Sep 8, 2014.

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. APR is based on qualified credit. Application fee may apply.  All loans subject to credit approval. All rates are subject to change as a result of Board of Directors' action. Other conditions may apply.