Recreational Vehicle (RV) Loans

  • Financing available for boats, motorcycles, travel trailers, campers, 5th wheels, motor home, snowmobiles, ATVs and jet skis
  • Competitive Rates

RV Loan Rates

Calculators

Apply for a Loan

Purchase or Refinance a Car, Truck or RV and MAKE NO PAYMENTS FOR 90 DAYS!*

*See full terms below. Existing PFCU loans are not eligible. Loan interest accrues from loan origination date.

 

Whether it's the freedom and comfort of cruising the open highway, or leaving life's little hassles in your wake — Pioneer has the recreational vehicle (RV) loan you've been looking for. Financing is available for boats, motorcycles, travel trailers, campers, 5th wheels, motor homes, snowmobiles, ATV's and jet skis.

Click here for your free, online guide to new and used recreational vehicle values. Do your homework before you buy or sell your next RV. Then when you're ready, contact any Member Service Representative at your local branch, call 208-587-3304 or click on Apply for a Loan above to get your application today!

  • Pioneer Insurance Agency, a division of Pioneer Financial Services, L.L.C., is an independent insurance agency committed to client satisfaction and forming relationships that last a lifetime. For more information and a free RV insurance quote, please visit www.pfs-insurance.com.

 

RV Loans 2014-2011
Credit Rating 36 Months APR* 48 Months APR* 60 Months APR* 72 Months APR* 84 Months APR* 96 Months APR*
A+ 2.99% 3.29% 3.79% 4.29% 4.79% 5.29%
A 2.99% 3.29% 3.79% 4.29% 4.79% 5.29%
B 3.99% 4.29% 4.79% 5.29% 5.79% 6.29%
C 5.99% 6.29% 6.79% 7.29% 7.79% 8.29%
D 7.99% 8.29% 8.79% 9.29% 9.79% 10.29%
E 8.99% 9.29% 9.79% 10.29% 10.79% 11.29%
RV Loans 2014-2011 (continued)
Credit Rating 108 Months APR* 120 Months APR* 132 Months APR* 144 Months APR*
A+ 5.59% 5.99% 6.39% 6.79%
A 5.59% 5.99% 6.39% 6.79%
B 6.59% 6.99% 7.39% 7.79%
C 8.59% 8.99% 9.39% 9.79%
D 10.59% 10.99% 11.39% 11.79%
E 11.59% 11.99% 12.39% 12.79%
RV Loans 2010-2008
Credit Rating 36 Months APR* 48 Months APR* 60 Months APR* 72 Months APR* 84 Months APR* 96 Months APR*
A+ 2.99% 3.29% 3.79% 4.29% 4.79% 5.29%
A 2.99% 3.29% 3.79% 4.29% 4.79% 5.29%
B 3.99% 4.29% 4.79% 5.29% 5.79% 6.29%
C 5.99% 6.29% 6.79% 7.29% 7.79% 8.29%
D 7.99% 8.29% 8.79% 9.29% 9.79% 10.29%
E 8.99% 9.29% 9.79% 10.29% 10.79% 11.29%
RV Loans 2010 - 2008 (continued)
Credit Rating 108 Months APR* 120 Months APR* 132 Months APR* 144 Months APR*
A+ 5.59% 5.99% 6.39% 6.79%
A 5.59% 5.99% 6.39% 6.79%
B 6.59% 6.99% 7.39% 7.79%
C 8.59% 8.99% 9.39% 9.79%
D 10.59% 10.99% 11.39% 11.79%
E 11.59% 11.99% 12.39% 12.79%
RV Loans 2007 - 2005
Credit Rating 36 Months APR* 48 Months APR* 60 Months APR* 72 Months APR* 84 Months APR* 96 Months APR*
A+ 2.99% 3.29% 3.79% 4.29% 4.79% 5.29%
A 2.99% 3.29% 3.79% 4.29% 4.79% 5.29%
B 3.99% 4.29% 4.79% 5.29% 5.79% 6.29%
C 5.99% 6.29% 6.79% 7.29% 7.79% 8.29%
D 7.99% 8.29% 8.79% 9.29% 9.79% 10.29%
E 8.99% 9.29% 9.79% 10.29% 10.79% 11.29%
RV Loans 2007-2005 (continued)
Credit Rating 108 Months APR* 120 Months APR*
A+ 5.59% 5.99%
A 5.59% 5.99%
B 6.59% 6.99%
C 8.59% 8.9%
D 10.59% 15.79%
E 11.59% 18.00%

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Motorcycle Loans 2014 - 2011
Credit Rating 36 Months APR* 48 Months APR* 60 Months APR* 72 Months APR* 84 Months APR*
A+ 2.99% 3.29% 3.59% 3.99% 4.59%
A 2.99% 3.29% 3.59% 3.99% 4.59%
B 3.99% 4.29% 4.59% 4.99% 5.59%
C 5.99% 6.29% 6.59% 6.99% ---
D 7.99% 8.29% 8.59% 8.99% ---
E 8.99% 9.29% 9.59% 9.99% ---

 

 

Motorcycle Loans 2010 - 2008
Credit Rating 36 Months APR* 48 Months APR* 60 Months APR* 72 Months APR*
A+ 2.99% 3.29% 3.59% 3.99%
A 2.99% 3.29% 3.59% 3.99%
B 3.99% 4.29% 4.59% 4.99%
C 5.99% 6.29% 6.59% 6.99%
D 7.99% 8.29% 8.59% 8.99%
E 8.99% 9.29% 9.59% 9.99%

 

 

Motorcycle Loans 2007 - 2005
Credit Rating 36 Months APR* 48 Months APR* 60 Months APR* 72 Months APR*
A+ 2.99% 3.29% 3.59% 3.99%
A 2.99% 3.29% 3.59% 3.99%
B 3.99% 4.29% 4.59% 4.99%
C 5.99% 6.29% 6.59% 6.99%
D 7.99% 8.29% 8.59% ---
E 8.99% 9.29% 9.59% ---

 

For rates on recreational vehicles or motorcycles made before 2005, please contact us by calling (208) 587-3304, stop in any of our 12 convenient branches, or email us at pfcu@pioneerfcu.org. Please do not email sensitive information such as account or Social Security numbers.

Rates as of January 1, 2014

*Annual Percentage Rate (APR) is accurate as of publication date and is subject to change. APR is based on qualified credit.  For example, an RV loan at 2.99% for 36 payments of $29.07 per $1,000 financed and 3.79% for 60 payments of $18.32 per $1,000 financed. Application fee may apply.  All loans subject to credit approval. All rates are subject to change as a result of Board of Directors' action. Other conditions may apply.