Platinum VISA Credit Card

  • Rates as low as 8.99% APR*
  • No annual fee or balance transfer fees
  • Earns Rewards! on all purchases!
  • Rewards! can also be combined with Debit Card Rewards!

VISA Disclosure


Apply Online

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The Only Credit Card You'll Ever Need 

When it comes to credit cards, there are a variety of choices these days, but at Pioneer we like to take the simple is better approach and give our members what they want in one product. As a result our Platinum VISA Credit Card has everything you would ever need—a low non-variable rate, no annual or balance transfer fees and you can earn Rewards! towards vacations, gift cards, and many other great things! Click on the buttons above to learn all the details and to apply online today.

You can really make your Pioneer VISA Credit Card your own by utilizing our new Personalized card option. We also make replacing your card fast and easy with Instant Issue:

  • Stop by a branch and walk out with a debit or credit card - no more waiting!
  • Replace lost or stolen debit and credit cards on the spot at any branch
  • Use your own personalized image for your card or choose from a gallery of options

For more information on these two services and to get started on designing your Personalized card, click here


VISA Platinum
Fees Credit Limit Term APR*
No Annual or Balance Transfer Fees $500+ Open Ended As low as 8.99%

VISA Platinum Disclosure

Rates as of February 9, 2016.

*APR = Annual Percentage Rate. Application fee may apply. All rates are subject to change as a result of Board of Directors' action. All rates are based on an evaluation of credit history, so your rate may vary. All loans subject to credit approval. Other conditions may apply.