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Routing # 324173383
Four women wearing life jackets paddling a raft in a river together

Join the Family

Join Pioneer Today!

Whatever your financial needs are, we want to help your financial goals! With "WOW" service and a little fun, you'll love being a member of Pioneer! To join, stop by any of our 14 locations or email us at pfcu@pioneerfcu.org. You can also apply online! Proper forms of identification are required.

  • Our mission is to ignite lifelong partnerships, member success, and strong communities through "WOW" service.
  • We partner with our members for our Credit Checkup program to help them reach a 740 credit score where they'll get the best rates available.
  • Our rates are often better than other financial institutions.
  • We offer quality services, investment safety, personal service, and convenience.
  • People of all ages and income are welcome to join.
  • Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency.
  • Each primary member (age 16 years or older) has one vote for electing the volunteer Board of Directors that governs the credit union, regardless of the amount the member has invested.
  • You'll be part of a worldwide family of credit union members.

Who Owns Pioneer?

Our members do! Unlike other financial institutions, Pioneer is a not-for-profit financial cooperative. When you open a Share Account, you become an equal, part-owner of the credit union. No one person or organization runs or owns Pioneer. It exists for the people in our community and to serve the people in our community. 

The Pioneer family is always growing and you can become a part of it! Persons who live, worship, work in, attend school, and businesses and other legal entities located in the following counties are eligible:

  • Ada
  • Blaine
  • Camas
  • Canyon
  • Elmore

Persons who live, worship, work in, attend school, volunteer and participate in associations, and businesses and other legal entities located in the following counties qualify for membership:

  • Gooding
  • Jerome
  • Twin Falls

All employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments that are located in the following counties are also eligible for membership:

  • Adams
  • Gem
  • Owyhee
  • Payette
  • Washington

Additionally, members of the Mountain Home Air Force Base Retirement Association who receive services from the association are eligible for membership.

Immediate family members of those eligible as outlined above may also join Pioneer. The family member does not have to be a current member. Spouses of persons who have died while living within the field of membership are also eligible. 

Not sure if you qualify for membership. Contact us with any questions you have!

"We have had our primary accounts at Pioneer for many years now. Ruby has helped us several times. We were very pleased how quickly our loan was completed. Thank you, Ruby and Pioneer, for your great service!"
- John B. (member since 1999)

"Sarah was amazing! She was so helpfulin showing me that I could lower my van payments. She easily went through the details of the new loan with me. She quickly made corrections and answered all of my questions."
- Tamara B. (member since 2017)

"Everything about the experience was seamless, and Crystal answered every question I had in a way that I could understand the first time. The staff was nice and personal. I was paid attention to, and when I did need assistance, I was emailed back quickly. I felt like a priority and asset to the company."
- Michelle B. (member since 2015)

"Mickie was recommended to me by my friend and fellow member. I must say that she really went above and beyond my best expectations. She was helpful and very knowledgeable about all of my options, and she patiently explained the loan process to me. I think she is tops!"
- David C. (member since 2016)

"Pioneer Federal Credit Union is a prime example of why we should all be using credit unions. The kind and friendly service I get every time I go into a Pioneer branch reassures me that there are good companies out there who are in the business for more than just the money! Thank you, Pioneer, for treating me like more than just an account.
- Shane B. (member since 2016)