Jump to main content

Insurance

At PFCU, we offer several insurance products to protect you, your family, and your assets. Check out the different types of insurance below. Visit your local branch or contact us at (208) 587-3304 if you would like more information.

In maintaining a great relationship with our members, Pioneer Federal Credit Union wants to ensure that you and your money are protected. That's why we offer optional Term Life and Disability Loan protection.

Term Life Protection

Term life protection pays off the member's outstanding loan balance if he/she dies during the term of the loan. Single or joint coverage is available. With Term Life protection you won't burden family members with the responsibility of your obligations during such a difficult time.

Disability Protection

Disability protection makes your monthly loan payments should you become temporarily or permanently disabled due to sickness or accident. You can rest comfortably knowing your obligations are being met and your credit rating remains in good standing.

For more information, contact one of our Financial Solutions Specialists at 208-587-3304 or visit your local branch.

GAP Protection is a must have in today's world. Pioneer's GAP Protection is simple…GAP Protection will pay the difference between your primary insurance settlement and the payoff on your auto loan lease if your vehicle is stolen or damaged beyond repair.

Give yourself peace of mind, financial stability and the ability to finance or lease a new car with GAP coverage. Up to 125% Max LTV% (MSRP/NADA) will be covered. GAP is fully refundable if you cancel the protection within the first 60 days of your loan closing. To enroll today, please contact one of our member services representatives at 208-587-3304 or visit one of our 14 locations.

GAP Protection does not eliminate need for automobile insurance policy. Some Restrictions do apply.

Receive your GAP Quote

Don't be left unprotected...The average family drives 18,000-20,000 miles per year. In this amount of time, your vehicle may be out of manufacturer's warranty in less than 2 years. Don't let the mechanics of your vehicle go unprotected during this critical period of ownership. Mechanical Breakdown Protection is just what it sounds like, protection of your engine, transmission, air conditioning, electrical system and much more. You may even be eligible for bumper to bumper protection. Take advantage of additional benefits such as vehicle rental, towing and trip intervention, tire and lockout service.

For more information, contact one of our member service representatives at 208-587-3304 or visit one of our 14 convenient locations.

Mechanical Breakdown Quote

An Offer for Our Greatest Assets... Members Like You.

Pioneer Federal Credit Union is committed to providing financial products and services to meet the needs and goals of each of our members. As one of our valued members, the following insurance plan is available to you to help protect your family when they need it most.

Accidental Death & Dismemberment (AD&D) Insurance

Our Gift To You: $1,000 of AD&D Insurance – At No Cost To You!

  • Up to $300,000 of Additional Coverage also available at affordable group rates
  • Family coverage
  • Online activation
  • No medical exam, no health questions
  • Guaranteed Acceptance for eligible members
  • Activate $1,000 of no cost to you AD&D insurance
  • Enroll in additional AD&D insurance
  • Download printable change forms (including beneficiary change forms)
  • Learn detailed plan information including: plan features, rates, eligibility, renewability, limitations and exclusions

No Cost To You! Accident Protection. Enroll Online Today

Or call Selman & Company, the plan administrator, at 1-877-665-7563, Mon-Fri, 9am to 5pm ET.