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Share Secured Loan

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Looking for the lowest loan rate possible? If you keep a high balance in a savings or certificate account, a Share Secured Loan from PFCU is a great option! This loan uses the funds you already have saved in your account as collateral, so you receive a loan interest rate that is just 4% higher than your current deposit yield. You can borrow against any of the following account types:

  • Regular Savings
  • Special Purpose Savings
  • Term Certificates
  • Money Market Savings

You can use deposits in your account to secure the loan advance, and use the funds for just about anything!

Share Secured Loans are also a great way to establish or rebuild your credit. As you make your monthly payments, your credit score increases, all while your money continues to earn dividends! Visit your local branch or call (208) 587-3304 for more information!

*All loans on approved credit.