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Routing # 324173383

Checking Accounts

With a variety of options, Pioneer has the checking account to best match how you spend your money. Looking for an account that rewards you for shopping online or for keeping a high balance in checking? Interested in a simple and easy to manage checking account? Pioneer has options to match what you are looking for! 

Open A Checking Account!

50 dollar bill in a jean pocketDo you like to keep a large balance in your checking account? Want to earn money every month on it? The Reward U Checking Account is the perfect fit. You can earn 2.00% APY* on your average daily balance up to $10,000, and 0.25% APY on your average daily balance if your account exceeds $10,000.

Let your checking account earn money for you! Stop by your local branch, use the myPioneer Personal Assistant app, or add a Reward U Checking Account online today!

Monthly Qualifications

  • 12 signature debit card transactions must post and clear from the checking account
  • Must receive eStatements
  • Must have at least one (1) direct deposit or ACH deposit into the checking account of at least $100
  • ID Theft Protection must be on the account**
  • Must have a valid email on the account

Benefits

  • 2.00% APY* paid on the average daily balance, up to $10,000
  • 0.25% APY* paid on the average daily balance on balances that exceed $10,000
  • Five (5) non-Pioneer ATM fee refunds up to $7.50

All requirements must be met each month in order for benefits to be earned.

More interested in earning a $10 refund for Amazon and/or iTunes purchases? Check out our "WOW" Checking Account option!

Members as young as 14 years old can open a Reward U Checking Account with their parents/guardians as co-signers.

Open One Now!

young woman carrying shopping bags and looking at her smart phoneDo you regularly shop on Amazon®, or make digital purchases through iTunes® or Google Play®? With Pioneer's "WOW" Checking account, you can earn up to $10 back into your account just by shopping at some favorite online stores. 

"WOW" Checking gets even better. You'll earn 1.50% APY on the average daily balance up to $10,000 and a 0.20% on the average daily balance over $10,000.

Open a "WOW" checking today and get rewarded for shopping online. Visit your local branch, use the myPioneer Personal Assistant app, or apply online

Monthly Qualifications

  • 10 signature debit card transactions must post and clear from the checking account
  • Must receive eStatements
  • Must have at least one (1) direct deposit or ACH deposit into the checking account of at least $100
  • ID Theft Protection must be on the account**
  • Must have a valid email on the account

Benefits

  • Earn up to $10 refunded to your account at month end for iTunes®, Google Play® and/or Amazon® purchases
  • 1.50% APY* paid on the average daily balance, up to $10,000
  • 0.20% APY* paid on the average daily balance on the balances that exceed $10,000

All requirements must be met each month in order for benefits to be earned.

More interested in earning 2.00% APY on your average daily balance for balances up to $10,000? Check out our Reward U Checking account option!

Members as young as 14 years old can open a "WOW" Checking Account with their parents/guardians as co-signers.

Personalize your Pioneer debit card now.  Get started online and then pickup your card that same business day at any branch.

Open One Now!

If you prefer not to maintain a minimum balance in your checking account and want a simple and efficient way to manage your money, our Preferred Checking Account is made for you! It's a great option for members who just want the basics of a checking account or are just starting out on their financial journey.

With Preferred Checking, you have less requirements to worry about and can focus on what's important in your life. Open your account today by stopping by a local branch, using the myPioneer Personal Assistant app, or applying online!

Open One Now!

Account Features and Requirements
Type of Account Reward U "WOW" Preferred

Dividends

2.00% APY*

1.50% APY* None
Dividend Period Monthly Monthly NA
Rewards! Earned on Purchases Yes Yes Yes
Free myPioneer Online Banking Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Debit Transactions Requirement 12 10 No
eStatements Requirement Yes Yes No
Direct Deposit Requirement Yes Yes No
ID Theft Protection Requirement Yes Yes No
Valid Email Required Requirement Yes Yes No