Black Wednesday




Announcing the Black Wednesday Loan Sale on Wednesday, November 27, starting at 5 a.m.

Auto Loan Rates as low as 1.05% APR*

Signature Loan Rates as low as 4.32% APR*


Rates will increase throughout the day. Those who arrive first get the best rates!


Here's how it works: Come to the Mountain Home, Twin Falls, Hailey, Nampa or Meridian branches on November 27. The lowest interest rates will be available to the first 25 loan applicants at each promotional branch. See chart below for additional rates. Discounted rates are available to approved applicants until 11:00 a.m. as follows:

  Auto Loans APR as low as Signature Loans APR as low as
First 25 at each promo branch 1.05% 4.32%
Next 35 at each promo branch 1.25% 4.52%
Next 45 at each promo branch 1.45% 4.72%
Next 55 at each promo branch 1.65% 4.92%
Additional applicants before 11:00 a.m. 1.85% 5.12%

 Can't make it before 11:00 a.m.? We've still got a deal for you.

After 11:00 a.m. at ALL PFCU branches, rates will return to normal pricing but applicants can reduce their qualified rate by 1.00% APR*.

A full list of Frequently Asked Questions, including the items you should plan to bring with you on Black Wednesday, can be found here. In addition to the documentation listed in the FAQs, we recommend that you complete the loan application in advance and bring that with you as well. Ask a Member Services Representative if you have any questions.

*APR is annual percentage rate. Max term on promo special rates is 36 months. Max amount for auto loan is $50,000. Max amount for Signature Loan is $10,000. If a longer term is requested, applicant may apply for the longer term. Their rate would be the normal rate they qualified for minus 1.00%.

Application and membership with PFCU are required. This offer is not valid on loans currently held at PFCU. Applicant must apply in person on Wednesday, November 27, between 5:00 a.m. - 11:00 a.m. at one of the five specified promotional branches to receive this special offer. All loans are on approved credit. Normal PFCU underwriting guidelines will apply. No down payment is required. For the 5:00 a.m. - 11:00 a.m. promotional rates, there is a maximum term of 36 months. For example: On an auto loan: Estimated monthly payment on a 36-month auto loan at 1.15% APR equals $28.20 per $1,000 borrowed. On a signature loan: Estimated monthly payment on a 36-month loan at 4.65% APR equals $29.52 per $1,000 borrowed.