We're celebrating Nine Years of low rates! Previously known as Black Wednesday, our new Annual Loan Sale gives you two weeks to get your low interest loan!

From November 22 to December 3, new and existing Pioneer members can apply for low rates on Auto, RV, Motorcycle and Signature loans, virtually or in a branch. Apply online, through the myPioneer Personal Assistant video chat app or at a branch.

Apply for a Loan

Here's what you'll need to have when applying for a loan:

For a New Purchase:

• Complete a loan application: online, through the myPioneer Personal Assistant video chat app or in a branch
• Proof of income (most recent pay stubs or taxes)
• ID - valid government issued identification
• Proof of insurance
• New members need to bring $25 (cash or check) to fund their new Pioneer account

For a Refinance:

• All items listed above
• Registration card for the vehicle you are refinancing
• Exact mileage of the vehicle you are refinancing
• Account information from other financial institution including account number and 10 day payoff

If you have any questions, please call (208) 587-3304 or email us at pfcu@pioneerfcu.org.

*APR is annual percentage rate. APR is based on advertised promotional rates on a 84-month term and $50,000 auto, RV, and motorcycle loan amount, 72-month term and $10,000 signature loan amount. Actual APR may vary based on rate, term and loan amount. This offer is not valid on loans currently held at Pioneer. Max term on promo special rates is 84 months for auto, motorcycle and RV. Max term on promo special rates is 72 months for personal loans. All loans are on approved credit. Normal Pioneer underwriting guidelines will apply. Promotion is only good for consumer loans listed and not business loans. Rate floor of 1.49% APR. On an auto loan: estimated monthly payment on a 84-month loan at 1.51% APR for $50,000 equals $12.56 per $1,000 borrowed. On a personal loan: estimated monthly payment on a 72-month loan at 4.15% APR for $10,000 equals $15.72 per $1,000 borrowed. On a motorcycle loan: estimated monthly payment on a 84-month loan at 2.18% APR for $50,000 equals $12.85 per $1,000 borrowed. On a RV loan: estimated monthly payment on a 84-month loan at 3.01% APR for $50,000 equals $13.22 per $1,000 borrowed. Application and membership with Pioneer are required. All other offers are excluded and cannot be combined with the Pioneer Annual Loan Sale specials. Federally Insured by NCUA.