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Routing # 324173383

Black Wednesday

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Apply for a Loan!

We're celebrating Nine Years of low rates! Our annual Black Wednesday Loan Sale is the most exciting day of the year, and you reap the benefits! 

From November 23rd to December 4th, new and existing Pioneer members can apply for low rates on Auto, RV, Motorcycle and Signature loans, virtually or in a branch. Apply online, through the myPioneer Personal Assistant video chat app or at a branch.

Here's what you'll need to bring when applying for a loan:

For a New Purchase:

  • Complete a loan application: online, through the myPioneer Personal Assistant video chat app or in a branch
  • Proof of income (most recent pay stubs or taxes)
  • ID - valid government issued identification
  • Proof of insurance
  • New members need to bring $25 (cash or check) to fund their new Pioneer account

For a Refinance:

  • All items listed above
  • Registration card for the vehicle you are refinancing
  • Exact mileage of the vehicle you are refinancing
  • Account information from other financial institution including account number and 10 day payoff

If you have any questions, please call (208) 587-3304 or email us at pfcu@pioneerfcu.org.

graphic with rates for loans

Credit Card with 0% Interest for 6 Months


Apply for a Credit Card!

Pioneer members with a new or existing Pioneer VISA® Platinum credit card will receive 0% interest for 6 months! If you don't have a Pioneer credit card, apply and your 6 months will start right away. If you already have a credit card with us, simply contact us to get your 6 months of 0% interest started.

To open a new credit card, apply online, through the myPioneer Personal Assistant video chat app or in a branch

*APR is annual percentage rate. APR is based on advertised promotional rates on a 36-month term and $50,000 auto, RV, and motorcycle loan amount, 36-month term and $10,000 signature loan amount. Actual APR may vary based on rate, term and loan amount. This offer is not valid on loans currently held at Pioneer. Max term on promo special rates is 36 months for auto, motorcycle, and signature. Max amount for auto or motorcycle loan is $50,000. Max amount for signature loan is $10,000. If a longer term is requested, applicant may apply for the longer term but their rate would be their normal qualifying rate minus 1.00% APR. All loans are on approved credit. Normal Pioneer underwriting guidelines will apply. Promotion is only good for consumer loans listed and not business loans. Consumer is limited to 1 loan per type (i.e. one auto loan and one signature loan). Rate floor of 1.99% APR. On an auto loan: estimated monthly payment on a 36-month loan at 2.05% APR equals $28.67 per $1,000 borrowed. On a signature loan: estimated monthly payment on a 36-month loan at 7.30% APR equals $31.02 per $1,000 borrowed.On a motorcycle loan: estimated monthly payment on a 36-month loan at 2.54% APR equals $28.88 per $1,000 borrowed.Application and membership with Pioneer are required. All other offers are excluded and cannot be combined with the Black Wednesday specials.