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Routing # 324173383

Black Wednesday

We're celebrating SEVEN YEARS of low rates! Our annual Black Wednesday Loan Sale is the most exciting day of the year, and you reap the benefits! Stop by any of the following locations:

  • Main
  • Twin Falls
  • Meridian
  • Hailey
  • Nampa
  • Jerome
  • Caldwell
  • Broadway

**These branches will have coffee perks**

How it works: Doors open at 5 AM. The first 30 people at each promotional branch will receive the lowest rates of the day!

Can't make it to a branch before 9 AM? We still have a deal for you! After 9 AM, ALL Pioneer branches will offer loans with a 1.00% *APR discount on your qualifying rate! You can also stay in your pajamas and apply for a loan at home with myPioneer Personal Assistant between 7 AM and 7 PM to get the 1.00% APR discount!

Here's what you'll need to bring with you:

For a New Purchase:

  • Completed loan application
  • Proof of income (most recent pay stubs or taxes)
  • ID - valid government identification
  • Proof of insurance
  • New members need to bring $25 (cash or check) to fund their new Pioneer account

For a Refinance:

  • All items listed above
  • Registration card for the vehicle you are refinancing
  • Exact mileage of the vehicle you are refinancing
  • Account information from other financial institution including account number and 10 day payoff

If you have any questions, please call (208) 587-3304 or email us at pfcu@pioneerfcu.org.

*APR is Annual Percentage Rate. APR is based on advertised promotional rates on a 36-month term and $50,000 auto, RV and motorcycle loan amount or $10,000 personal loan amount. Actual APR may vary based on rate, term and loan amount. This offer is not valid on loans currently held at Pioneer. Max term on promo special rates is 36 months. Max amount for auto, motorcycle or RV loan is $50,000. Max amount for personal loan is $10,000. If a longer term is requested, applicant may apply for the longer term. The rate would be their normal qualifying rate minus 1.00% APR. Applicant must apply in person either November 5-20 for pre-approval, or on Wednesday, November 21 between 5 AM and 9 AM at one of the eight specified promotional branches to receive this special offer. All loans are on approved credit. Normal Pioneer underwriting guidelines will apply. Promotion is only good for consumer loans listed and not business loans. Consumer is limited to one loan per type (i.e. one auto loan and one personal loan). Rate floor of 1.89% APR.For the 5:00 am-9:00 am promotional rates, there is a maximum term of 36 months. Auto loan rate example: Estimated monthly payment on a 36-month loan at 1.85% APR equals $28.60 per $1,000 borrowed. Personal loan rate example: Estimated monthly payment on a 36-month loan at 6.12% APR equals $30.56 per $1,000 borrowed. RV loan rate example: Estimated monthly payment on a 36-month loan at 2.25% APR equals $28.78 per $1,000 borrowed. Motorcycle loan rate example: Estimated monthly payment on a 36-month loan at 2.55% APR equals $28.92 per $1,000 borrowed. Application and membership with Pioneer are required. All other offers are excluded and cannot be combined with the Black Wednesday specials.