IRAs

 

Special Rate IRA Term Certificates
IRA Type Minimum Balance
to Earn A.P.Y.
Dividend Rate Annual Percentage Yield
Traditional IRA (Special)      
13 MO $500 1.34% 1.35%
25 MO $500 1.64% 1.65%
59 MO $500 2.13% 2.15%
ROTH IRA (Special)      
13 MO $500 1.34% 1.35%
25 MO $500 1.64% 1.65%
59 MO $500 2.13% 2.15%
Educational IRA (Special)      
13 MO $500 1.34% 1.35%
25 MO  $500 1.64% 1.65%
59 MO $500 2.13% 2.15%
IRA Term Certificate Rates
IRA Type Minimum Balance
to Earn A.P.Y.
Dividend
Rate
Annual Percentage
Yield
Traditional IRA      
   12 MO $500.00 0.70% 0.70%
   18 MO $500.00 0.80% 0.80%
   24 MO $500.00 0.90% 0.90%
   36 MO $500.00 1.19%  1.20%
   48 MO $500.00 1.44% 1.45%
   60 MO $500.00 1.59% 1.60%
ROTH IRA      
   12 MO $500.00 0.70% 0.70%
   18 MO $500.00 0.80% 0.80%
   24 MO $500.00  0.90%  0.90%
   36 MO $500.00 1.19% 1.20%
   48 MO $500.00  1.44%  1.45%
   60 MO $500.00  1.59%  1.60%
Educational IRA      
   12 MO $500.00 0.70% 0.70%
   18 MO $500.00 0.80% 0.80%
   24 MO $500.00  0.90%  0.90%
   36 MO $500.00 1.19% 1.20%
   48 MO $500.00 1.44% 1.45%
   60 MO $500.00  1.59%  1.60%
IRA Rates
IRA Type Minimum Balance
to Earn A.P.Y.
Dividend Rate Annual Percentage Yield
IRA Savings $100.00 0.60% 0.60%
ROTH IRA Savings $100.00 0.60% 0.60%
Coverdell Education IRA Savings $100.00 0.60% 0.60%
ROTH Conversion $100 0.60% 0.60%
Health Savings $100 0.20% 0.20%
Senior IRA Shares
IRA Type Minimum Balance
to Earn A.P.Y.
Dividend
Rate
Annual Percentage
Yield
Traditional IRA      
   12 MO $500.00 0.55% 0.55%
   18 MO $500.00 0.65% 0.65%
   24 MO $500.00  0.75%  0.75%
ROTH IRA      
   12 MO $500.00 0.55% 0.55%
   18 MO $500.00 0.65% 0.65%
   24 MO $500.00  0.75%  0.75%

Rates as of February 2015. IRA rates are subject to change.  IRA term certificate rates are set at date of purchase.

IRA, Roth, Coverdell Yearly Admin Fee: $15.00 per IRA.

APY = Annual Percentage Yield, assuming dividend remains on deposit. Certificates are subject to penalty for early withdrawal. Fees could reduce the earnings on any account, only if they are associated with that specific account. Rates are subject to change.