Senior Term Certificates

Senior Term Certificate (Age 55 and over on primary member)
Minimum Balance to Earn A.P.Y. Dividend Rate A.P.Y.
12 months
$10,000 & Over 0.35% 0.35%
$500 up to $10,000 0.30% 0.30%
18 Months
$10,000 & Over 0.40% 0.40%
$500 up to $10,000 0.35% 0.35%
24 Months
$10,000 & Over 0.45% 0.45%
$500 up to $10,000 0.40% 0.40%

Rates as of February 1, 2014.

A.P.Y. = Annual Percentage Yield

Certificate rates are subject to change during the calendar month. $3 redemption fee will apply to all withdrawals of principal. Organizations and business accounts don't qualify for Senior Term Certificates. Ask a Member Service Representative for a complete disclosure sheet.

Fees could reduce the earnings on any account, only if they are associated with that specific account.