Earn Cash Monthly!

Open a new Reward U Checking account or convert your old checking account with PFCU and be rewarded monthly with cash back!

Reward U Checking

Monthly Qualifications

  • 12 signature debit card transactions must post and clear from the checking account.
  • Must receive eStatements
  • Must have at least one (1) direct deposit or ACH deposit into the checking account of at least $100
  • ID Theft Protection must be on the account*
  • Must have a valid email on the account


  • 2.00% APY* paid on the average daily balance, up to $10,000
  • 0.25% APY* paid on the avaerage daily balance on balances that exceed $10,000
  • Five (5) non-PFCU ATM Fee refunds up to $7.50

All requirements must be met each month in order for benefits to be earned.

More interested in earning a $10 refund for Amazon® and/or iTunes® purchases? Click here to learn about our "WOW" Checking!

Account Features  
Minimum Balance $0
Free Personalized Debit Card Yes
Free myPioneer Online Banking Yes
Free Mobile Banking Yes
Overdraft Line of Credit (OAC) Yes
Rewards! Earned on Purchases Yes
ATM Access with Debit Card Yes
Non-PFCU ATM Fee Refunds 5 (up to $7.50)

If all requirements are not met each month, the following will occur:

  • 0.25% APY* paid on average daily balances in the checking account for the first 3 months if qualifcations are not met
  • No dividents paid on any balances on the 4th month if qualifications are not met

*APY=Annual Percentage Yield. Rates subject to change by Board of Directors action. Fees may reduce earnings. See Service Charges & Fee Disclosure for current rates. ID Theft Protection is $1.99 per month. Federaly Insured by NCUA.