Overdraft Protection

Now you can have the added assurance that your checks will be honored. Protect your transactions with the convenience of an Overdraft Protection Line of Credit.

Access your Overdraft Protection Line of Credit Four Easy Ways

  1. Simply write a check or use your debit card
  2. Phone: 208-587-3304 Press 5
  3. Telephone Teller: 208-587-1140 or Out of Area: 800-299-8231
  4. Online Service through Pioneer@Home.
Overdraft Protection Details
Credit Limit $500 - $3,500
Advances Overdrafts will be done in $50 increments.
Payment Details Payment Due Date 25th day of every month. Minimum Payment $5.00 per hundred dollars borrowed or any fraction thereof, $25.00 min. payment.
Type of Payment Cash or Check/Telephone Teller/Pioneer@Home/Automatic Transfer
Late Fee 20% of the interest due will be imposed 10 days after the due date, min. $25.00, max. $39.00
Advance Fee $2.00 per transaction.