Preferred Checking

  • The perfect choice for members who don't want to maintain a minimum balance
  • Direct Deposit, Rewards Earning VISA Debit Card, ATM Access
  • Personalize your PFCU debit card with your image

Checking Rates


Open an Account

Design My Card


Our Preferred Checking Account is the perfect choice for members who don't want to maintain a minimum balance but desire an efficient way to manage their money. The Preferred Checking Account is a non-profit bearing checking account with many additional features. It is also a great checking account for those just learning about managing their money. Members as young as 14 years old can open a Preferred Checking Account with their parents/guardians as co-signers.

Personalize your PFCU debit card now, simply click here to get started then pickup your card the same business day at any branch.

Since 2010, all checking accounts are assessed a monthly service charge of $1.99 to offset security measures and fight the impacts of identity fraud and data breach. To learn more about the valuable identity fraud services provided with your account, click here.

Account Features
Minimum Balance Requirements None
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Monthly Service Charge None
Dividend Period None
No Per Check Charges, Unlimited Check Writing Yes
Overdraft Protection Available
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
ATM Access with Debit Card Yes
Personalized and Instant Issue Debit Card Yes
ID Theft Protection  (Learn more) $1.99
ChangeForward Yes
Free Box of Checks at Account Opening Yes