Select Checking

  • Earn additional money without maintaining a large balance
  • $500 Minimum Balance
  • Direct Deposit, Rewards Earning VISA Debit Card, ATM Access
  • Personalize your PFCU debit card with your image

Checking Rates


Open an Account

Instant Issue


You can personalize your PFCU debit card by simply clicking here or on the Instant Issue button above. If you complete your personalized card before 3:00pm you'll be able to pick it up from any branch on the same business day.

Since 2010, all checking accounts are assessed a monthly service charge of $1.99 to offset security measures and fight the impacts of identity fraud and data breach. To learn more about the valuable identity fraud services provided with your account, click here.

Account Features
Rates as of February 1, 2015
Minimum Balance to Earn A.P.Y. $500.00*
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Monthly Service Charge None (w/minimum $500.00 balance)
Dividend Period Monthly
No Per Check Charges, Unlimited Check Writing Yes (w/minimum $500.00 balance)
Overdraft Protection Available
Free access to accounts via Pioneer@Home Yes
Free 24-Hour Telephone Teller Access Yes
Use Visa Debit Card Yes
ATM Access with Debit Card Yes
Personalized and Instant Issue Debit Card Yes
Minimum Balance: $500.00
Annual Percentage Yield: 0.05%
ID Theft Protection (Learn more) $1.99
ChangeForward  Yes

*Minimum balance to avoid service fee. All rates are subject to change as a result of Board of Directors' action.
APY = Annual Percentage Yield. Rates on variable accounts could change after account opening. Fees associated with this account could reduce earnings.