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Join the Family

Join Pioneer Today!

Whatever your financial needs are, we want to help your financial goals! With "WOW" service and a little fun, you'll love being a member of Pioneer! To join, stop by any of our locations or email us at You can also apply online! Proper forms of identification are required.

  • Our mission is to ignite lifelong partnerships, member success, and strong communities through "WOW" service.
  • We partner with our members for our Credit Checkup program to help them reach a 740 credit score where they'll get the best rates available.
  • Our rates are often better than other financial institutions.
  • We offer quality services, investment safety, personal service, and convenience.
  • People of all ages and income are welcome to join.
  • Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the National Credit Union Administration, a U.S. Government Agency.
  • Each primary member (age 16 years or older) has one vote for electing the volunteer Board of Directors that governs the credit union, regardless of the amount the member has invested.
  • You'll be part of a worldwide family of credit union members.

Who Owns Pioneer?

Our members do! Unlike other financial institutions, Pioneer is a not-for-profit financial cooperative. When you open a Share Account, you become an equal, part-owner of the credit union. No one person or organization runs or owns Pioneer. It exists for the people in our community and to serve the people in our community. 

The Pioneer family is always growing and you can become a part of it! Persons who live, worship, work in, attend school, and businesses and other legal entities located in the following counties are eligible:

  • Ada
  • Blaine
  • Camas
  • Canyon
  • Elmore

Persons who live, worship, work in, attend school, volunteer and participate in associations, and businesses and other legal entities located in the following counties qualify for membership:

  • Gooding
  • Jerome
  • Twin Falls

All employees of retail, wholesale, manufacturing, cooperative, industrial, and distribution establishments that are located in the following counties are also eligible for membership:

  • Adams
  • Gem
  • Owyhee
  • Payette
  • Washington

Additionally, members of the Mountain Home Air Force Base Retirement Association who receive services from the association are eligible for membership.

Immediate family members of those eligible as outlined above may also join Pioneer. The family member does not have to be a current member. Spouses of persons who have died while living within the field of membership are also eligible. 

Not sure if you qualify for membership. Contact us with any questions you have!

Join Pioneer Today!

The mission of Pioneer is to ignite lifelong partnerships, member success, and strong communities through "WOW" service.

Our members come from all walks of life. Different life stages and circumstances produce different financial situations. Whether you are well-set in your lifestyle or need some financial assistance, we are here to partner with you. Finances are just one part of life, and we want our members to feel successful and comfortable with their financial standing. 

We have a vision to provide a purpose-driven culture that empowers employees to help members and communities thrive. We know that providing "WOW" service starts from within, and we strive to give our members the very best. Different circumstances may arise in your life, but rest assured that Pioneer will partner with you through them all. Our partnership goes beyond dollars and cents - we are all part of one family.

Our Core Values and Promise of Service

  • Create "WOW" Experiences Every Time
    I promise to provide you with a "WOW" experience every time.
  • Collaborate, Communicate and Celebrate
    I promise to collaborate and communicate to help you meet your objectives.
  • Act with Integrity and Honesty
    I promise to act with integrity and honesty in every situation.
  • Own It
    I promise to take ownership of your request.
  • Be Authentic
    I promise to treat you as an individual with unique needs and goals.
  • Innovate and Embrace Change
    I promise to be innovative and find a way to meet your needs.
  • Be Humble
    I promise to serve you in a professional and humble way.

Our History

Our credit union began in 1954 as the Civilian Employees Federal Credit Union. Years later, our name changed to the Mountain Home Air Force Base Federal Credit Union to better reflect our membership.

Only five years after our founding, the decision was made to add the first permanent office. Located on  Mountain Home Air Force Base, the branch was a small trailer which was open five days a week between the hours of eleven and two.

Since then, we have grown to 14 branches with more on the horizon, and 50,000+ members. Many changes have taken place, but our mission remains the same - to ignite lifelong partnerships, member success, and strong communities through "WOW" service. Our commitment to partnering with members to help them find success is a tradition that dates back more than sixty years.

We provide innovative, simple, and cost-effective financial solutions. At Pioneer, we strive to provide "WOW" service, as was intended at our founding in 1954. 

Ready to Join the Pioneer Family?

If you're ready to join Pioneer, stop by your local branch, call us at (208) 587-3304, apply online, or use the myPioneer Personal Assistant app.


Curt Perry


Mikell Hite

Executive Vice President

Tracey Miller

Senior Vice President of Operations

Paul Lucariello

Vice President of Lending

Steve Broadbent

Vice President of Innovation

Eric Mayer

Vice President of Branch Administration

Dulce Gomez-Ortiz

Assistant Vice President of Consumer Lending

Phil Lent

Assistant Vice President of Human Resources