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Construction Loans

Apply for a Construction Loan Today  Meet the Team

You've found the perfect neighborhood with the perfect lot. Now you need a house to fit! Design your dream home and build it, too, with a Construction Loan from Pioneer. Let us help you build the home of your dream from the ground up - or transform your current home! We will lend up to 85% LTV for members with a 680 credit score or above.

It's more than a house, it's your home where the best memories are made. Partner with Pioneer to build the home of your dreams!

Get a Loan for Your Land

Buying the lot or land for your dream home first? Here's what you need to know:

  • Up to 80% Loan to Value
  • Amortized over 10 or 15 years
  • Must have services available on the lot including water or well, septic or sewer, and electric
  • Up to 15 acres
  • Cannot be located in an inaccessible rural area

**LTV is Loan to Value
All loans on approved credit and require application and membership.

Click on the Rate Plans for examples and relevant disclosures.

Ask Pioneer Your Question

Please do not submit personal information such as your account or social security number. Please allow 2 business hours for a response. During business hours, you can also recieve an answer by calling us at (208) 587-3304, using the website's live chat, utilizing the myPioneer Personal Assistant app on your phone, or sending us a secure email. Please do not submit account specific questions using this form and instead use one of the listed contact methods above.

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