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Fraud Prevention

Safety First: Protect Yourself from Fraud & Scams

Scams and fraud can happen to anyone. At Pioneer Federal Credit Union, we want to give you the tools and information you need to protect your money and personal information.

Security Tips

1. Be Cautious of Unsolicited Messages
Be wary of unexpected texts, calls, emails, or social media messages—especially those asking for information or money. Don’t click suspicious links or engage with unknown senders.

2. Never Send Money to Someone You Haven’t Met
Scammers may build relationships online before asking for money. Requests for emergency funds, travel expenses, or other payments are major red flags.

3. Protect Your Financial Information
Never share your account numbers, passwords, card information, or other sensitive details with someone you only know online. Regularly review your accounts and credit reports for suspicious activity.

4. Be Careful When Asked to Transfer Money
Never allow someone you meet online to use your account or ask you to transfer money on their behalf. Your account could be used for fraudulent or illegal activity.

5. Trust Your Gut
If something feels wrong or seems too good to be true, take a step back. Research the situation and verify claims before sending money or sharing information.

6. Keep Your Personal Information Private
Limit the personal information you share online and consider making your social media accounts private. Use additional security measures, such as two-factor authentication, whenever possible.

Practice Strong Cybersecurity

  • Protect your accounts with strong, unique passwords and additional security measures.
  • Use passwords with 12 or more characters and a mix of letters, numbers, and symbols.
  • Avoid using easily guessed information like your name or birthday.
  • Consider using a password manager or password generator to create and store strong passwords.
  • Enable two-factor authentication (2FA) whenever available.

Think You’ve Been Scammed? If you believe you’ve fallen victim to fraud or a scam, contact Pioneer immediately at 208-587-3304.

For more information about common scams and how to protect yourself, visit the FBI's Common Frauds and Scams page.

REMEMBER: If it sounds too good to be true ... it probably is.

Check out the resources below to help protect yourself from fraud.

Not sure if it's a scam? Check before you click.

Scammers are getting better at making texts, emails, checks, and payment requests look legitimate. Before you respond, send money, click a link, or provide personal information, take a minute to verify what you received.

Scamwise is a FREE tool that can help identify potential scams and fraud. You can submit suspicious:

  • Text Messages
  • Emails
  • Links
  • Checks or payment requests
  • Screenshots
  • Other suspicious communications.

Scamwise will review the information for common scam indicators and help you determine what to do next. 

Use Scamwise