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Construction Loans

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Apply for a Construction Loan Today 

You've found the perfect neighborhood with the perfect lot. Now you need a house to fit! Design your dream home and build it, too, with a Construction Loan from Pioneer. Let us help you build the home of your dream from the ground up - or transform your current home! We will lend up to 85% LTV for members with a 680 credit score or above.

It's more than a house, it's your home where the best memories are made. Partner with Pioneer to build the home of your dreams!

Get a Loan for Your Land

Buying the lot or land for your dream home first? Here's what you need to know:

  • Up to 80% Loan to Value
  • Amortized over 10 or 15 years
  • Must have services available on the lot including water or well, septic or sewer, and electric
  • Up to 15 acres
  • Must start building within two years with completion in five years
  • Loan must be refinanced or paid off within five years.

**LTV is Loan to Value
All loans on approved credit and require application and membership.

Click on the Rate Plans for examples and relevant disclosures.