We have several options available for your new home!
- Conventional Mortgage Loans offer up to 97% loan-to-value, pre-approval on approved credit, and a variety of options up to a 30-year term with a smooth, seamless process for your closure.
- FHA Financing is a great option for members who have less than A+ credit and whose debt-to-income ratio is improving. FHA Loans have a fixed rate up to 30 years and require life-of-loan mortgage insurance.
- VA Financing is available for our VA service eligible members, and offer up to 100% financing. VA Loans are a perfect fit for VA members with less-than-perfect credit.
- USDA or Rural Housing Financing offers up to 100% financing for homes within eligible rural areas. Good to moderate credit scores are required.
- Idaho Housing (IHFA) Financing is a great choice for first-time home buyers! Down payment and closing cost assistance programs are available through IHFA Loans.