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Routing # 324173383

Personal Loans

The reasons behind a personal loan come in many shapes and sizes. We believe in finding you the right loan that matches your financial and personal goals at the best rates possible. That’s why we offer a variety of personal loan options for our members.

Check out the options below, or give us a call at (208) 587-3304 to learn more. You can start your application at one of our branchesonline, or use the myPioneer Personal Assistant App.

Apply for a Pioneer Loan!

two businessmen shaking hands over a tableSometimes, you have expenses that your wallet just can’t cover in one payment. Depending on your circumstances, it might be too large to handle without a little help.

A Pioneer Signature Loan can help pay for:

  • An exotic vacation
  • Your dream wedding
  • Medical bills
  • Funeral expenses
  • New appliances or home office needs
  • Auto repairs
  • And more

How to Apply for a Signature Loan


With a quick approval process, Pioneer can get you the money fast. All you need is your good financial standing - no collateral required.

To see how a Pioneer Signature Loan could help out in your life, click the button below to apply online, stop by your local branch, or use the myPioneer Personal Assistant app.

Apply Today!      Loan Rates

charts and data with a hand taking notes on a notepadYour credit score plays a huge part in your life. It can influence being able to buy a car or home, get approved for a credit card, rent an apartment, and can even prevent you from getting a job. If you have bad credit, or none at all, accomplishing normal tasks like finding a place to live or getting a job can become very difficult.

Having bad or no credit can be fixed, and we want to help by offering our members our Credit Builder Loans. Whether you’re suffering from bankruptcy, missed payments, or just never built credit, Pioneer can help you get your credit to a high score.

How it Works:
 

  • Pioneer loans you the money and uses those funds as the collateral for the loan while you repay it
  • Loan funds are deposited into a Pioneer Savings Account where you’ll earn dividends at the current dividend rate for the account
  • Your payment history is reported to the credit bureaus to help you rebuild a favorable credit score
  • Once the loan is successfully paid, the money becomes available in your account
  • No money or credit history is required
  • We give you flexible payment amounts and terms
  • You save money while building your credit

For example:
If you borrow $500 over 12 months and make on-time payments of approximately $44 per month, you will have established a new positive trade line with the credit bureau. Once the loan has been paid off, Pioneer will release the hold on the $500, and those funds will become available for you to use. You will have 'saved' $500 while you established or re-established good credit!

If you are looking to build your credit and want to learn more about Pioneer’s Credit Builder Loan program, stop by your local branch, apply for one online, or use the myPioneer Personal Assistant App to get started.

Apply for a Credit Builder Loan!

*Subject to credit approval. Some restrictions may apply.

golden piggy bankLooking for the lowest loan rate possible? Of course you are!

If you keep a high balance in a savings or certificate account, a Share Secured Loan from Pioneer is a great option! This loan uses the funds you already have saved in your account as collateral, so you receive a loan interest rate that is just 4% higher than your current deposit yield. You can borrow against any of the following account types:

  • Regular Savings
  • Special Purpose Savings
  • Term Certificates
  • Money Market Savings

You can use deposits in your account to secure the loan advance and use the funds for just about anything!

Share Secured Loans are also a great way to establish or rebuild your credit. As you make your monthly payments, your credit score increases, all while your money continues to earn dividends! Visit your local branch, apply online, or use the myPioneer Personal Assistant app for more information.

Apply for a Share Secured Loan!

*All loans on approved credit