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Pioneer Savings

An essential part of becoming financially healthy is establishing a strong savings for the future. Whether you're looking for a place for your money to grow or wanting to build up an emergency fund, Pioneer has the tools to help you save money. Explore our options for saving money below!

Open a Pioneer Savings Account!

clock with stacks of coins next to it with flowers growing out of themWe make it simple to save money with our Pioneer Savings Account! Building a rainy day fund, keeping a place to put aside money every month, or saving for a huge expense like a down payment is easy.  And it will be easier to reach your goals when you earn dividends on higher balances.

All you need is a $25 initial deposit. From there, you choose how much you contribute and how regularly. It's a savings account that is simple, but effective in reaching your goals.

Pioneer Savings Account Features
Rates as of May 1, 2016
Minimum Balance Requirements $25.00
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Dividend Period Monthly
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
Minimum Balance to earn dividends: $300.00
Annual Percentage Yield: 0.05%*

Interested in opening a Pioneer Savings account? Stop by a branch, open one online, or use the myPioneer Personal Assistant app

Open One Now!

* All rates are subject to change as a result of Board of Directors’ action. Rates on variable accounts could change after account opening. Fees may reduce earnings.

Father walking with toddler daughter on the sandy beachSaving up for a dream vacation, gifts for the holidays, or large annual expenses such as property taxes or car registration? The Pioneer Special Purpose Savings Account is made for you! This savings account is designed to help you plan for special occasions or larger expenses easily, and keep the funds in one convenient place. 

To make saving up even easier, set up automatic deposits as a part of your account. Just log in to your myPioneer Online Banking account, select the Move Money tab, and Schedule a Transfer from another Pioneer account. Then, just like your new favorite song, set the transfer on repeat and you're done! Your savings account can grow without you needing to remember to deposit money regularly to it. 

Special Purpose Savings Account Features
Rates as of May 1, 2016
Minimum Balance Requirements $25.00
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Dividend Period Monthly
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
Minimum Balance to Earn Dividends: $300.00
Annual Percentage Yield: 0.10%*

Open up a Special Purpose Savings Account today by applying online, stop by a local branch or use the myPioneer Personal Assistant app.

Open One Now!

* All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fee may reduce earnings.

man in suit with a computer, smartphone, and newspaper ready to start workingThink of a Pioneer Money Market Savings Account as a more powerful Savings Account for your higher balance. It's a great option for holding your emergency fund, or just extra cash you want to grow, because it will earn a higher dividend than regular savings while letting you respond to fluctuations in the investment market. 

You can also make deposits to your account when you have extra money you want to stow away. Plus, our tiered structures gives you options to ensure that your funds will always earn a competitive rate. 

Open your Money Market Savings Account at a local branch, apply online, or use our myPioneer Personal Assistant app!

Open One Now!

Money Market Savings Account Features
Minimum Balance to Earn Dividends* $2,500*
Access w/VISA Debit Card N/A
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans N/A
Dividend Period Monthly
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes

View Money Market Rates

*Must maintain a minimum daily balance of $2,500 to earn dividends. See fee disclosure page for if minimum balance is not met. All rates are subject to change as a result of Board of Director's action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.

coins in a jar with a plant growing out of itSaving money is not an easy task, but what if every time you bought something, a few cents went into a savings account? With enough time, you'd build a large enough savings to match your financial goal, whether it's an emergency fund or enough to take that vacation you've dreamed of.

With the Pioneer ChangeForward Savings account, each time you use your Pioneer debit card we will:

  • Round up your purchase to the nearest dollar amount
  • Automatically transfer the difference to your ChangeForward savings account

Enroll Today and See How Fast Your Savings Add Up!

To open your ChangeForward savings account, stop by your local branch, sign up online, or use the myPioneer Personal Assistant app.

Open One Now!

*ChangeForward deposits will be made daily for all transactions in one sum. Example: If you have a transaction for $6.10, and another for $224.90 in one day, the first transaction will round up to $7.00 and the next will round up to $225.00. This would move $0.92 into your ChangeForward account at day-end processing. ChangeForward will not round up a transaction if that amount exceeds your available account balance.