We make it simple to save money with our Pioneer Savings Account! Building a rainy day fund, keeping a place to put aside money every month, or saving for a huge expense like a down payment is easy.  And it will be easier to reach your goals when you earn dividends on higher balances.

All you need is a $25 initial deposit. From there, you choose how much you contribute and how regularly. It's a savings account that is simple, but effective in reaching your goals.

Rates as of June 1, 2020

Interested in opening a Pioneer Savings account? Stop by a branch, open one online, or use the myPioneer Personal Assistant app. 

Open One Now!

* All rates are subject to change as a result of Board of Directors’ action. Rates on variable accounts could change after account opening. Fees may reduce earnings.

Saving up for a dream vacation, gifts for the holidays, or large annual expenses such as property taxes or car registration? The Pioneer Special Purpose Savings Account is made for you! This savings account is designed to help you plan for special occasions or larger expenses easily, and keep the funds in one convenient place. 

To make saving up even easier, set up automatic deposits as a part of your account. Just log in to your myPioneer Online Banking account, select the Move Money tab, and Schedule a Transfer from another Pioneer account. Then, just like your new favorite song, set the transfer on repeat and you're done! Your savings account can grow without you needing to remember to deposit money regularly to it. 

Rates as of June 1, 2020

Open up a Special Purpose Savings Account today by applying online, stop by a local branch or use the myPioneer Personal Assistant app.

Open One Now!

* All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fee may reduce earnings.

Open a Loyalty Savings Account

Save big with one of our highest yield accounts: Loyalty Savings.

This account is a little different than traditional savings accounts because Pioneer's Loyalty Savings offers a 3% Annual Percentage Yield* (APY), but you can't transfer directly to the account yourself. Instead, the following deposits are made automatically into your Loyalty Savings:

• The accumulation of funds transferred to your ChangeForward account (earned from rounding up Pioneer debit card purchases to the next dollar) are transferred into Loyalty Savings monthly.
• Dividends from Pioneer's Reward U checking and any cash back earnings from WOW Cash Back checking are transferred into Loyalty Savings monthly.
• Dividends through a Youth Savings account are transferred into Loyalty Savings monthly.

You can withdraw funds from your Loyalty Savings Account at any time like a normal savings account.

Want to start saving by opening a Loyalty Savings account? Stop by a branch, open one online, or use the myPioneer Personal Assistant video chat.

* All rates are subject to change as a result of Board of Directors’ action. Rates on variable accounts could change after account opening. Fees may reduce earnings.

Think of a Pioneer Money Market Savings Account as a more powerful Savings Account for your higher balance. It's a great option for holding your emergency fund, or just extra cash you want to grow, because it will earn a higher dividend than regular savings while letting you respond to fluctuations in the investment market. 

You can also make deposits to your account when you have extra money you want to stow away. Plus, our tiered structures gives you options to ensure that your funds will always earn a competitive rate. 

Open your Money Market Savings Account at a local branch, apply online, or use our myPioneer Personal Assistant app!

Open One Now!

View Money Market Rates

*Must maintain a minimum daily balance of $2,500 to earn dividends. See fee disclosure page for if minimum balance is not met. All rates are subject to change as a result of Board of Director's action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings.

Saving money is not an easy task, but what if every time you bought something, a few cents went into a savings account? With enough time, you'd build a large enough savings to match your financial goal, whether it's an emergency fund or enough to take that vacation you've dreamed of.

With the Pioneer ChangeForward Savings account, each time you use your Pioneer debit card we will:

• Round up your purchase to the nearest dollar amount
• Automatically transfer the difference to your ChangeForward savings account

Enroll Today and See How Fast Your Savings Add Up!

To open your ChangeForward savings account, stop by your local branch, or use the myPioneer Personal Assistant app.

*ChangeForward deposits will be made daily for all transactions in one sum. Example: If you have a transaction for $6.10 and another for $224.90 in one day, the first transaction will round up to $7.00 and the next will round up to $225.00. This would move $1.00 into your ChangeForward account at day-end processing. ChangeForward will not round up a transaction if that amount exceeds your available account balance.