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Routing # 324173383
toddler in jean overalls putting a coin into a pink piggy bank

Youth Savings Accounts

Teaching our youth the value of saving money is essential for their financial futures. Whether it's saving a few cents a month, depositing birthday checks, or preparing for the future, Pioneer is ready to partner with you to help your kids save money. 

Open A Youth Account Today!

young boy with cape and sunglasses up pretending to flyThe best habits are formed early on in life, and learning to save should be at the top of the list!

From birth to the official start of adulthood, Pioneer's Super Star Savings account is designed to introduce our youngest members to the value of saving while earning a little extra at the same time.

Members 17 and under are eligible to take advantage of:

  • An increased dividend rate
  • A star coin bank when they open their account
  • Coin savings booklet
  • A birthday card from Pioneer during the month of their birthday!
Super Star Savings Account Features
Rates as of May 1, 2016
Minimum Balance Requirements $25.00
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Dividend Period Monthly
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
Minimum Balance to Earn Dividends: $25.00
Annual Percentage Yield 0.15%*

* All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings. Co-signer required for all Super Star Savings accounts.

Want to open a Super Star Savings account for your child today? Stop by your local branch, apply online, or use the myPioneer Personal Assistant app today!

Open One Now!

Parents holding son with chalk graduation hat in background over kids head

A Uniform Transfer to Minors Account is owned by the minor, but they don't have access to the funds until they reach the age of 21.* This allows a custodian (a parent, grandparent, guardian, or family member) to manage and contribute to the account until the minor can utilize the funds. 

For full disclosure from the Idaho Legislature on this type of account, please click here.

Uniform Transfer to Minor Account Features
Rates as of May 1, 2016
Minimum Balance to Earn Dividends $25.00
Monthly Service Charge None (w/ $25 minimum balance)
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans N/A
Dividend Period Monthly
Free access to accounts via myPioneer N/A
Free 24-Hour Telephone Teller Access N/A
Annual Percentage Yield 0.05%**

Ready to open a Uniform Transfer to Minors Account? Stop by your local branch, apply online, or use the myPioneer Personal Assistant app. 

Open One Now!

*Access enforced by Idaho state law

**All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings