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Youth Savings Accounts

Open A Youth Account Today!  Schedule an Appointment

Teach your young pioneers the value of saving money and reaching their goals! Pioneer can help with our different youth saving accounts to give them a secure and convenient place to keep their allowance.

young boy with cape and sunglasses up pretending to flyWhether they're a super hero saving their mild mannered piggy bank or a cowboy who needs to keep their cattle safe at night, Pioneer can help your children start saving money.

From birth to the official start of adulthood, Pioneer's Super Star Savings account is designed to introduce our youngest members to the value of saving while earning a little extra at the same time.

Members 17 and under are eligible to take advantage of:

  • An increased dividend rate
  • A star coin bank when they open their account
  • Coin savings booklet
  • A birthday card from Pioneer during the month of their birthday!

Rates as of June 1, 2020

Super Star Savings Account Features
Minimum Balance Requirements $25.00
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Dividend Period Monthly
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
Minimum Balance to Earn Dividends: $25.00
Annual Percentage Yield 0.15%*

* All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings. Co-signer required for all Super Star Savings accounts.

Want to open a Super Star Savings account for your child today? Stop by your local branch, apply online, or use the myPioneer Personal Assistant app today!

Open One Now!

Parents holding son with chalk graduation hat in background over kids headWhile you teach your child the value of a dollar, have a safe haven to keep the money you wish to give them as they take their first steps into the wild west.

Uniform Transfer to Minors Account is owned by the minor, but they don't have access to the funds until they reach the age of 21.* This allows a custodian (a parent, grandparent, guardian, or family member) to manage and contribute to the account until the minor can utilize the funds. 

For full disclosure from the Idaho Legislature on this type of account, please click here.

Rates as of June 1, 2020

Uniform Transfer to Minor Account Features
Minimum Balance $25.00
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans N/A
Dividend Period Monthly
Free access to accounts via myPioneer N/A
Free 24-Hour Telephone Teller Access N/A
Minimum Balance to Earn Dividends $25.00
Annual Percentage Yield 0.05%**

Ready to open a Uniform Transfer to Minors Account? Stop by your local branchapply online, or use the myPioneer Personal Assistant app. 

Open One Now!

*Access enforced by Idaho state law

**All rates are subject to change as a result of Board of Directors' action. Rates on variable rate accounts could change after account opening. Fees may reduce earnings

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