Skip to main content
woman talking into a megaphone

Line of Credit

Visiting the local saloon and your meal cost a bit more than expected? A Pioneer Line of Credit gives you flexibility for covering expenses when using your checking account.

Access your Line of Credit Four Easy Ways

  • Link it to your checking account
  • Call us at (208) 587-3304 and press 5
  • Use Telephone Teller at 208-587-1140 or out of area at 1-800-299-8231
  • Transfer through your myPioneer Online Banking account

Apply Online  Schedule an Appointment

Line of Credit Details
Credit Limit $500 - $3,500
Payment Details Payment Due Date 25th day of every month. Minimum payment 3%* of balance in increments of $25.00. Minimum payment of $25.00.
Type of Payment • Cash or Check     • Telephone Teller    
• myPioneer            • Automatic Transfer
Late Fee 20%* of the interest due will be imposed 10 days after the due date, min. $25.00, max. $39.00
Advance Fee $3.00 per transaction.

*Rate listed is our lowest and best rates. Your rate may be higher depending on credit history and underwriting criteria. Application fee may apply and will result in the annual percentage rate (APR) to be slightly higher than advertised rates. All loans are subject to credit approval. All rates are subject to change as a result of Board of Director's action. Other conditions may apply.