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5 Ways to Spend Your Rewards! Points


Pioneer members earn Rewards! points everytime they use a Pioneer VISA debit or credit card. For members using a debit card, it’s 1 point for every $4 spent, and 1 point for every $3 spent. For credit card users, it’s 1 point for every $1 spent. 

These points can accumulate rather quickly, especially if you exclusively use Pioneer cards. For longtime members who’ve never redeemed their Rewards! points, you might find yourself with a ton of points just begging to be used. Even if you are a newer member, you’ll get enough points to start redeeming very quickly.

There are a lot of options on things you can redeem your points for, but we’ve got some of the best items to help guide you in spending your Rewards! points. 

Free $100 Gift Cards

pizza delivery man taking paymentWho doesn’t love a gift card to their favorite store? One of the simplest items to redeem your points for is a gift card. Many of the gift cards come in $25, $50, and $100 increments. 

What’s great is the variety in gift card options. You can get gift cards for major retailers like Kohls, Nike, or Old Navy, and popular restaurants like Texas Roadhouse and Olive Garden, or even a gift card for Disney resorts. There’s also gift cards for things like gas stations, spas, and movies.

If you don’t want a gift card to an exact place, you can also get a $100 prepaid VISA gift card you can use anywhere! 

Go on a Trip

man and woman walking down dock on beach vacationThinking of going on a trip to Hawaii or back home to visit your family? You can redeem your points to help pay for your next big trip!

What’s awesome is that points can be redeemed for many expenses of traveling, not just flights. You can redeem points for airline tickets, hotel stays and renting a car. Through the Rewards! system, there are no blackout dates and no advance notice, round-trip, or Saturday night stay requirements, something many other credit card points systems require.

All you have to do is go into the Rewards! website, go to “Travel” and then start selecting where you want to go and find out how much it will cost to get there. 

Whether you want a spur of the moment getaway or the trip of a lifetime, see if you can pay for it (or at least pay for part of it) with your Rewards! points. 

Visit a Theme Park

Heading to Florida, California, or another location with a fun theme park? You might be able to redeem your points for passes. 

As mentioned above, you can redeem points for a Disney gift card, but other major theme park passes can be purchased directly. This includes Universal Studios Florida, multiple SeaWorld locations, Hersheypark, and Legoland. 

Check out the page to see all of the theme parks available before heading out on your next trip.

Once-in-a-Lifetime Experiences

two chefs cooking foodWhat’s on your bucket list? Ever dreamt of flying in a hot air balloon, driving an exotic car, piloting a plane, or living the high life with a dinner from a private chef? All of these amazing experiences are available by redeeming your Rewards! points. 

There are quite a few experiences you can pay for with points, including concerts, activities, and more! If you are looking for a memorable birthday gift, a way to celebrate an anniversary, or just wanting to do something new, these experiences are great for making memories.

Give to Charity

If nothing is striking your fancy and you have points you need to spend, consider giving it to charity. Within the Rewards! site, there’s an option to give your points to helping others in need.

How it works is, you redeem your points for CharityChoice gift cards. You then pick what charities you want to donate to using those gift cards, including over 250 major charities and tons of local ones too. 

You should research which charities and non-profits are closest to your heart and donate to them so they can continue to do good work!

If you aren’t earning Rewards! points, there are two ways to start. You can open a Pioneer checking account with a VISA debit card, or open a VISA credit card. If you open the credit card, you can also earn an extra 10,000 bonus points if you spend $3,000 or more during the first 90 days.

Learn more about a Pioneer VISA Credit Card

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