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VISA® Debit & Credit Cards

See Pioneer's Checking Accounts!

Special Promotion!

smiling woman holding a debit card looking at a laptopOpen a new Pioneer Reward U checking account with a Visa® debit card and earn 1,500 bonus Rewards points if you spend $1,500 or more during the first 90-days.

Membership required. Must have a Pioneer Visa® debit or credit card to earn Rewards! You can receive a maximum of a onetime bonus for each of the four individual promotions listed above

Pioneer's Visa® debit card gives you great flexibility, and the money comes straight from your checking account.

If you have a Reward U checking account, when you swipe your card as credit, you'll earn Rewards that give you cash back when you spend! There are two ways to earn:

  • Earn points when using your debit card. Earn 1 point for every $4 spent using a pin and 1 point for every $3 using a signature.
  • Earn extra points when spending with qualified retailers you already shop at.

You can also connect your Pioneer debit card to any mobile wallet service (Apple Pay®, Samsung Pay®, Google Pay®, etc.)

If you've lost your Pioneer debit card, you can utilize the Pioneer Card Companion app to pause it, call us at (208) 587-3304 or use the myPioneer Personal Assistant app to cancel it. If it's after business hours, report the card missing at 1(866) 416-5688.

If you need to order a new Pioneer debit card, call our Contact Center, use the myPioneer Personal Assistant video chat, or visit a Pioneer Personal Teller Machine or a branch. If your card is going to expire soon, a replacement card will be sent prior to expiration to the address on file.

Apply Online

Special Promotion

man holding a credit card looking at his phone
Open a new Pioneer Visa® credit card and earn 0% APR for 6 months*! This applies on balance transfers, cash advances and new purchases. Plus, no cash advance or balance transfer fees.

Extra bonus, earn 10,000 bonus Rewards points if you spend $3,000 or more during the first 90-days after opening a new card.

Membership required. Must have a Pioneer Visa® debit or credit card to earn Rewards. You can receive a maximum of a onetime bonus for each individual promotions listed above. Rewards points bonus only eligible on new money spent, not balance transfers to Pioneer Visa credit card.

Your Pioneer Platinum Visa® credit card has everything you would ever need! 

  • Low, non-variable rate
  • No annual or balance transfer fees
  • Earn Rewards on all purchases with a 1 point for $1 spent program. Earn 2 points for every $1 spent with a Buy Local business
  • Connect your card to any digital wallet service (Apple Pay®, Samsung Pay®, Google Pay®, etc.)
  • Secured options available. Limit determined by amount member is willing to deposit

If you lost your Pioneer credit card, you can utilize myPioneer Online or Moible Banking to pause it under the Cards tab, call us at (208) 587-3304 or use the myPioneer Personal Assistant app to cancel it. If it's after business hours, report the card missing at 1(866)-416-5688.

If you need to order a new Pioneer credit card, call our Contact Center, use the myPioneer Personal Assistant video chat, or visit a Pioneer Personal Teller Machine or a branch. If your card is going to expire soon, a replacement card will be sent prior to expiration to the address on file.

*All loans subject to approval. The introductory rate of 0.00% APR is good on purchases, cash advances and balance transfers made within 6 billing cycles of VISA® card loan date. After the introductory period expires, the card and balance will change to a qualified non-variable rate between 10.99% and 17.99% APR. Rates, terms, and conditions are subject to change and vary based on credit worthiness and qualifications. Limited time offer.

Visa Auto Rental Collision

Going on a trip or putting your car in the shop and needing to rent a car? Members with a Pioneer Visa credit card get auto rental collision insurance when renting a car. 

In order to utilize this benefit when renting a car, you must:

  • Use your Pioneer Visa Platinum Credit Card to make the purchase on the rental
  • Decline any collision protection the rental agency offers
  • If you are in a collision, fill out a claim

Learn How To Use This Perk

LifeLock


Identity theft and fraud is a constant threat to everyone, so we want to give you the tools to protect your identity. Pioneer Visa credit card holders automatically qualify for LifeLock by Norton, a great way to monitor and protect yourself. LifeLock includes:

  • Monitoring if your information shows up on the dark web
  • Alerts to credit inquiries and changes to your credit file at the credit bureaus
  • Specialized support agents to help navigate an identity situation
  • A helpful checklist to guide you if you lose your wallet with assistance from a support agent

Earn Rewards on Every Purchase


couple walking on a dock with luggage next to the oceanEarn points toward a dream vacation, gift cards, and flights every time you make a qualified purchase with your Pioneer Visa debit using the Reward U Checking account or credit card. 

  • Pioneer debit card
    • Run as 'credit' and choose the signature option: 1 point for every $3 spent
    • Use your PIN: 1 point for every $4 spent
  • Pioneer credit card

How to Redeem Your Rewards

  • Login to myPioneer and go to the cards tab. From there, next to your debit or credit card, select "View/Redeem Rewards Points"
  • Call 866-678-5189 anytime to redeem points over the phone

 Take Rewards for a test drive

If you've lost your Pioneer debit or credit card, you can utilize the myPioneer app to pause it, call us at (208) 587-3304 or use the myPioneer Personal Assistant app to cancel it. If it's after business hours, report the card missing at 1(866) 416-5688.