Skip to main content

Checking Accounts

With a variety of options, Pioneer has the checking account to best match how you spend your money. Looking for an account that rewards you for shopping online or for keeping a high balance in checking? Interested in a simple and easy to manage checking account? Pioneer has options to match what you are looking for! 

Open A Checking Account!

50 dollar bill in a jean pocketDo you like to keep a large balance in your checking account? Want to earn money every month on it? The Reward U Checking Account is the perfect fit. You can earn 3.00% APY* on your average daily balance up to $10,000.

With every purchase you make using your debit card, you earn 1 Rewards point for every $3 spent!

Let your checking account earn money for you! Stop by your local branch, use the myPioneer Personal Assistant app, or add a Reward U Checking Account online today!

Monthly Qualifications

  • 15 PIN or signature debit card transactions must post and clear from the checking account
  • Must receive eStatements
  • ID Theft Protection must be on the account**

Benefits

  • 3.00% APY* paid on the average daily balance, up to $10,000
  • Earn Rewards points, 1 point for every $3 spent using your debit card
  • Five (5) non-Pioneer ATM fee refunds up to $7.50

All requirements must be met each month in order for benefits to be earned.

Compare this checking account with the others to find the perfect one for you!

Members as young as 14 years old can open a Reward U Checking Account with their parents/guardians as co-signers.

Open One Now!

*APY = Annual Percentage Yield. All rates are subject to change as a result of Board of Directors' action. Rates on variable accounts could change after account opening. Fees associated with this account could reduce earnings. See Service Charges & Fee Disclosure for current rates.

**All checking accounts are assessed a monthly service charge of $1.99 to cover valuable identity theft and fraud protection for all Pioneer members. Learn more about these services provided with your account.

young woman carrying shopping bags and looking at her smart phoneWith Pioneer's WOW Cash Back Checking account, you can earn up to $15 back into your account just by doing your regular shopping

Open a WOW Cash Back Checking today and get rewarded for shopping. Visit your local branch, use the myPioneer Personal Assistant app, or apply online

Monthly Qualifications

  • 15 PIN or signature debit card transactions must post and clear from the checking account
  • Must receive eStatements
  • ID Theft Protection must be on the account**

Benefits

  • 1.00% cash back on all debit card purchases up to $15 a month maximum
  • No interest earned, simply cash back on what you spend
  • Five (5) non-Pioneer ATM fee refunds up to $7.50 s month

All requirements must be met each month in order for benefits to be earned.

Compare this checking account with the others to find the perfect one for you!

Members as young as 14 years old can open a "WOW" Checking Account with their parents/guardians as co-signers.

Open One Now!

*APY = Annual Percentage Yield. All rates are subject to change as a result of Board of Directors' action. Rates on variable accounts could change after account opening. Fees associated with this account could reduce earnings. See Service Charges & Fee Disclosure for current rates.

**All checking accounts are assessed a monthly service charge of $1.99 to cover valuable identity theft and fraud protection for all Pioneer members. Learn more about these services provided with your account.

If you prefer not to maintain a minimum balance in your checking account and want a simple and efficient way to manage your money, our Classic Checking Account is made for you! It's a great option for members who just want the basics of a checking account or are just starting out on their financial journey.

With Classic Checking, you have less requirements to worry about and can focus on what's important in your life. Open your account today by stopping by a local branch, using the myPioneer Personal Assistant app, or applying online!

Compare this checking account with the others to find the perfect one for you!

Open One Now!

**All checking accounts are assessed a monthly service charge of $1.99 to cover valuable identity theft and fraud protection for all Pioneer members. Learn more about these services provided with your account.

Account Features and Requirements
Type of Account Reward U WOW Cash Back Checking Classic
Dividends 3.00% APY* None None
Dividend Period Monthly NA NA
Cash Back on Purchases None 1.00% on all debit card purchases up to $15 a month None
Rewards Points Earned on Purchases Yes No No
Free myPioneer Online Banking Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Debit Transaction Requirements 15 15 No
eStatement Requirement Yes Yes No
ID Theft Protection Requirement Yes Yes No
Free Credit Checkup 1 Free/Year 1 Free/Year 1 Free/Year

 

"WOW" Experiences