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Car Buying Tips


Summertime is more than vacations and fun in the sun. You need a reliable vehicle to go here, there, and everywhere! Here are a few tips to help you find the perfect ride!

Set Your Budget

We all want a Ferrari... but the truth is, most of us can't afford monthly payments that steep. Use a payment calculator to help you determine how much car you can afford. This will give you a good idea of what type of vehicle you should look at, and whether you should check out new or used.

New or Used?

Once you have decided on a price point, make the decision of whether you want a pre-owned vehicle or something brand new from the lot. If you do decide on a pre-owned vehicle, make sure you take a look at the car's full history to avoid buying a lemon!

Get Pre-Approved

The nice thing about being the shopper is that you have options. Check out different websites for current interest rates and visit with a Financial Solutions Partner to make sure you're getting the lowest rate possible. And remember, the interest rates advertised at financial institutions may not be the rate you qualify for, so meeting with a specialist to review your credit can save you some time - Pioneer can help with this!


Before heading to a dealership, have a few choices in mind. Avoid shopping with only one vehicle in mind. This will help you dodge the sad situation of not being able to purchase your one and only, and you may end up falling head-over-heels for something you never thought would be possible!

Test Drive

Hit the open road with those cars - with the car dealer in the front seat of course. Make sure you feel comfortable in the vehicle before you sign on the dotted line. You'll hopefully keep it for at least a few years, and you don't want your car to drive you crazy!


If you're heading to a dealership, be sure to ask what discounts are available with an auto purchase. Some offer military discounts or family and friend prices. This would be a good time to find a BFF in the auto industry.

Shop Around

If you know the vehicle you want to purchase, don't settle for the first one you see. There may be another dealership or private seller who can give you a better deal. Again, research the vehicle history and be smart about your purchase.

Be Protected

When completing your purchase, be sure the get the right insurance! It doesn't stop at just covering your car. Pioneer offers Credit Life & Disability in case of an emergency, Guaranteed Asset Protection for additional accident coverage, and Mechanical Breakdown Protection if things go wrong. Get all the info on our insurance page!

If you're in the market, visit any Pioneer Branch or apply online and get pre-approved today! We'll help you get the best rate possible and make the buying experience a breeze!

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