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Routing # 324173383

Preferred Checking

Open One Now!

If you prefer not to maintain a minimum balance in your checking account and want an easy, efficient way to manage your money, our Preferred Checking is the perfect choice! It's a great option for members who just need the basics or are just starting out on their financial journey. Members as young as 14 years old can open a Preferred Checking Account with their parents/guardians as co-signers.

Personalize your PFCU debit card now, simply click here to get started then pickup your card the same business day at any branch.

Account Features
Minimum Balance Requirements None
Direct Deposit Services Yes
Automatic Transfer of Funds to Loans Yes
Monthly Service Charge None
Dividend Period None
No Per Check Charges, Unlimited Check Writing Yes
Overdraft Protection Available
Free access to accounts via myPioneer Yes
Free 24-Hour Telephone Teller Access Yes
ATM Access with Debit Card Yes
Free Personalized Debit Card Yes
ID Theft Protection $1.99 Monthly*
ChangeForward Yes
Free Box of Checks at Account Opening Yes

*All checking accounts are assessed a monthly service charge of $1.99 to cover valuable identity theft and fraud protection for all Pioneer members. To learn more about these services provided with your account, click here.